The Financial Planning Process


Our planning process begins with the development of a financial plan addressing your current needs and determining your future goals — from practical objectives to your most personal aspirations. We will talk at length with you to gain a deeper understanding of your values relating to your family, career and charitable causes. Only then will we review and discuss your financial position in detail and begin building your plan.

In advance of our initial meeting, we request that the client complete our Life Planning Questionnaire (LPQ).  If the plan is being prepared for a couple, we ask that each person complete the LPQ.  In the initial meeting, which we expect to take two hours, we focus on the events and ideals that shaped your life; as well as the personal and family goals you have today. This is accomplished by discussing at length the LPQ and your opinions of how well you’ve prepared yourself and your family for the future. Focus is placed on your short, intermediate and long-term goals to uncover planning opportunities. The first meeting concludes with a request for items needed to prepare the financial plan and an estimate of the cost of the financial plan.

We will ask you to complete our Confidential Data Questionnaire and Risk Tolerance Profile, both of which will be custom created for each client.  Our Living Expense Worksheet  is provided to help clients identify typical expenses and is a very important part of the financial planning process.  Consideration should be given to current expenses as well as future expenses when completing this exercise.  Once all the above-mentioned  data is returned to us, we review it and provide you with a firm quote for the financial plan.

At this time we schedule a second meeting to discuss your financial position. We also recommend two hours for this discussion. At the end of our time together, we will fully understand your current and expected financial position.

Over the period of approximately two weeks we will design the financial plan. The third meeting, the plan presentation meeting, typically takes two and one-half hours to complete. In this meeting we spend the majority of our time focusing on our observations and recommendations so that when clients leave the meeting, they know fully where they stand from a financial perspective.

The last meeting, the implementation meeting, is spent making certain that the agreed-upon objectives of the financial plan are implemented. This is accomplished by determining who will be responsible for implementing each objective. A timeline will be developed to ensure execution of the plan.

2074 Arlington Avenue, Upper Arlington, OH 43221    Phone: (614) 222-4888    Fax: (614) 222-4888    Email: